:root{--navy:#0b1f3b;--navy-2:#132d4f;--green:#0e3b2e;--green-2:#155441;--gold:#d4ad3b;--gold-light:#f4e6b5;--cream:#f7f5ef;--white:#fff;--ink:#15202b;--muted:#5d6975;--line:#dce1e5;--soft:#eef1f2;--success:#1b6c4f;--danger:#a13c32;--shadow:0 16px 45px #0b1f3b1a;--radius:18px;--container:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--white);margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}img,svg{max-width:100%;display:block}main{min-height:65vh}.container{width:min(calc(100% - 40px), var(--container));margin-inline:auto}.narrow-container{max-width:820px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.site-header{z-index:50;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffffff5;border-bottom:1px solid 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100%);border-bottom:1px solid #e4e0d4;overflow:hidden}.hero-grid{grid-template-columns:1.08fr .92fr;align-items:center;gap:70px;min-height:655px;padding-block:80px;display:grid}.hero-kicker,.eyebrow{color:var(--green);letter-spacing:.13em;text-transform:uppercase;margin:0 0 13px;font-size:.77rem;font-weight:900;line-height:1.3}.hero h1,.page-hero h1{color:var(--navy);letter-spacing:-.055em;margin:0;font-size:clamp(2.8rem,6vw,5.6rem);line-height:.98}.hero-lead{color:#374553;max-width:700px;margin:28px 0 0;font-size:1.22rem}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.hero-assurance{color:var(--navy);flex-wrap:wrap;gap:18px 28px;margin-top:30px;font-size:.88rem;font-weight:700;display:flex}.hero-assurance span:before{content:"✓";color:var(--green);margin-right:7px}.hero-panel{background:var(--navy);color:#fff;box-shadow:var(--shadow);border-radius:26px;padding:38px;position:relative}.hero-panel>p{text-align:center;color:#d8e0e9;margin:25px 0 0}.hero-badge-wrap{background:radial-gradient(circle,#d4ad3b33,#0000 62%);place-items:center;min-height:370px;padding:8px;display:grid}.hero-badge-image{filter:drop-shadow(0 20px 30px #00000047);border-radius:50%;width:min(100%,430px);height:auto;display:block}.trust-strip{background:var(--navy);color:#fff}.trust-grid{grid-template-columns:repeat(4,1fr);display:grid}.trust-grid div{border-right:1px solid #ffffff24;padding:25px 24px}.trust-grid div:last-child{border-right:0}.trust-grid strong,.trust-grid span{display:block}.trust-grid strong{color:var(--gold);font-size:.95rem}.trust-grid span{color:#ced8e3;margin-top:3px;font-size:.82rem}.section{padding:90px 0}.section-muted{background:var(--cream)}.section-heading{margin-bottom:38px}.section-heading h2,.process-intro h2,.cta-section h2,.application-layout h2,.profile-main h2,.story-grid h2{color:var(--navy);letter-spacing:-.035em;margin:0;font-size:clamp(2rem,4vw,3.4rem);line-height:1.08}.section-intro{color:var(--muted);max-width:620px}.split-heading{justify-content:space-between;align-items:end;gap:35px;display:flex}.category-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.category-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;min-height:220px;padding:28px;transition:transform .2s,border-color .2s,box-shadow .2s;position:relative;overflow:hidden}.category-card:hover{border-color:var(--gold);box-shadow:var(--shadow);transform:translateY(-5px)}.category-number{color:var(--gold);letter-spacing:.12em;font-size:.78rem;font-weight:900}.category-card h3{color:var(--navy);margin:38px 0 8px;font-size:1.35rem}.category-card p{max-width:260px;color:var(--muted);margin:0;font-size:.92rem}.category-arrow{color:var(--green);font-size:1.5rem;position:absolute;bottom:20px;right:25px}.business-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.business-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden;box-shadow:0 8px 26px #0b1f3b0d}.business-card-visual{background:linear-gradient(135deg, var(--green), var(--navy));place-items:center;min-height:170px;display:grid}.business-card-visual span{color:#fff;letter-spacing:.05em;border:2px solid #fff9;border-radius:50%;place-items:center;width:84px;height:84px;font-size:1.45rem;font-weight:900;display:grid}.business-card-body{padding:25px}.business-card-body .eyebrow{margin-top:18px}.business-card h3{color:var(--navy);margin:0 0 9px;font-size:1.35rem;line-height:1.2}.business-card h3 a:hover{color:var(--green)}.business-card p:not(.eyebrow){color:var(--muted);font-size:.92rem}.business-card-meta{border-top:1px 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